Life insurance provides a source of income to your family should the unthinkable occurr. It is given as a lump sum payment to your family that will help meet their future financial obligations such as:

• Mortgage debts

• Daily living expenses

• Payment of bills

• Education expenses

• Other outstanding debts

• Future needs and expenses

• Funeral expenses

If you want to provide your family with financial security and freedom in the future. Life insurance is a way to protect your family and maintain their good quality of life.

It makes sense to have the right life Insurance plan as it can deliver financial peace of mind to you and your family. It also means that you are always ready for life’s unexpected emergencies!

Sirius Financial Advisers can help you consider and plan the right level of life insurance for you and your family.

• Life cover

• Total and permanent disability (TPD)

• Trauma cover

• Income protection

1. How much life insurance coverage do I need to protect my family’s future income?

2. How much income would your family have if you were to die or become disabled?

3. How much money is in your superannuation?

4. How much do you have in shares and other investments?

5. Is this enough?

6. How much income will your family need for their future security?

7. What future financial obligations and responsibilities will they have?

8. What are the ways I can buy life Insurance?

Our advisers at Sirius Financial have the experience and skills to:

• Discuss and clarify life insurance matters and concerns

• Provide expert and accurate advice with regard to life insurance products

• Review existing plans and policies to ensure there is sufficient coverage

• Recommend insurance products that best suit your family’s needs

• Together with you, develop a life insurance plan that will protect and secure your family’s future

• Save you time and avoid costly mistakes when you are planning life insurance coverage

A Sirius Financial Adviser will help sort through all of your questions and concerns to help you make the right choice for you and your family.