A budget is an advanced spending plan. It sets out all the money coming in and all the money going out for a fixed period of time. In simple terms, a budget balances your expenses with your income. So, at the end of the day, you have enough money to pay for all your expenses and plan for the future.

Young, old, couples, families, students, employees, self- employed and retirees. Anyone & everyone who wants financial security should have a budget plan! Sirius Financial can give professional advice to create a customised budget plan that will allow you the freedom to achieve your financial goals.

These simple steps can help make budgeting easy:

• Identify your financial goals

• Track your daily spending

• Identify your real expenditure needs

• Identify your wants

• Design your budget plan for a fixed period of time

Our advisers at Sirius Financial have the experience and skillset to:

• Review your current finances and assess your financial adequacy

• Give you expert budgeting advice

• Develop a management plan for your income and expenses

• Structure a tailored plan for you to pay off any debt

• Give you strategic advice on future wealth planning and saving

Budget Planning will ease your money stress and give you back the confidence to manage your finances and plan for the future.